Limitless 2% money rewards — Cardholders earn a limiteless 2% money rewards on each buy, with no classes to activate or earnings limits to trace. Plus you possibly can redeem the money rewards for every thing from assertion credit to reward playing cards — with no particular redemption hurdles to leap by.
Whereas there are a number of different money again playing cards on the market with the identical rewards fee, the Wells Fargo Lively Money℠ Card stands out with its simplicity.
$200 money rewards sign-up bonus — New Wells Fargo Lively Money℠ Card holders can earn a $200 money rewards sign-up bonus for spending simply $1,000 on their card within the first three months. Not solely is that this a really aggressive sign-up bonus for a card with no annual charge, nevertheless it’s additionally one of many issues that units this Wells Fargo bank card other than different 2% money again playing cards. Most playing cards with 2% limitless money again do not include a sign-up bonus.
15-month 0% intro APR supply — New cardholders can take pleasure in a 0% intro APR on each new purchases and eligible steadiness transfers for a full 15 months. That is an ideal supply, even when in comparison with playing cards marketed only for a 0% intro APR.
Needless to say solely steadiness transfers made inside the first 120 days will qualify for the decreased rate of interest. There’s additionally a steadiness switch charge that can apply to all transfers.
No annual charge — In lots of instances, excessive rewards charges imply excessive annual charges. Not with the Wells Fargo Lively Money℠ Card. The cardboard has no annual charge, which implies you will not have to pay simply to maintain your account open.
Cellular phone safety — With the worth of a typical cellular phone within the lots of of {dollars}, having some type of insurance coverage is a good suggestion. With this Wells Fargo card, you will get built-in cellular phone safety simply by paying your cellular phone invoice along with your card. The safety covers your telephone within the occasion of theft, injury, or “involuntary and unintentional parting.” You may rise up to $600 per declare — minus a $25 deductible — and as much as two claims per 12-month interval.
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